Washington PSI Exam

Financial Math Quiz

35 calculation problems with formula hints and step-by-step worked solutions.

Commission
Commission = Price × Rate Seller Net Price = Desired Net ÷ (1 − Rate)
Loan / LTV
LTV = Loan ÷ Appraised Value Loan = Price × (1 − Down%) Points Cost = Loan × (Points ÷ 100)
Interest
Annual Interest = Balance × Rate Monthly Interest = Annual ÷ 12 Loan = Annual Interest ÷ Rate
Effective Yield
1 Point = 0.125% yield Eff. Yield = Rate + (Points × 0.125%) Cash Outflow = Loan − Points Cost
Property Tax
Tax = Assessed Value × Rate 1 Mill = $0.001 per $1 AV AV = Market Value × Assessment Ratio
Capitalization
Value = NOI ÷ Cap Rate NOI = Value × Cap Rate Cap Rate = NOI ÷ Value
NOI Steps
Eff. Gross = Gross − Vacancy NOI = Eff. Gross − Expenses Exp = Gross × OER%
GRM / GIM
GRM = Value ÷ Gross Annual Rent Value = GRM × Gross Annual Rent
Profit / Loss
Now = Then × (100% ± %) Then = Now ÷ (100% ± %)
Proration
Daily = Annual ÷ 365 (or 360) Share = Daily × Days Owned
Area
Rect: A = L × W Triangle: A = ½ × B × H 1 Acre = 43,560 sq ft 1 Section = 640 acres
DTI
Max PITI = Income × Front-End% Max Debt = Income × Back-End%
0
Correct
0
Answered
0 of 35 answered 0%

Performance by Section